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主题:慧馨安少儿重大疾病保险保障责任介绍

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慧馨安少儿重大疾病保险保障责任介绍  发帖心情 Post By:2017-9-27 17:17:00 [只看该作者]

  购买慧馨安少儿重大疾病保险前,要仔细了解保险责任,清楚所需和保障是否一致,以满足孩子的健康所需。下面我们详细看看慧馨安少儿重大疾病保险保障责任介绍。
  等待期
  本合同生效(或最后复效)之日起180天的时间为等待期。在等待期内被保险人由医院的专科医生确诊初次发生本合同所定义的任何一种或多种重大疾病或身故,本公司无息退还您累计交纳的保险费,同时本合同效力终止。
  被保险人因意外伤害导致发生保险责任,则无等待期。
  重大疾病保险金
  被保险人因意外伤害或在等待期后因非意外原因,由医院的专科医生确诊初次发生本合同所指的重大疾病,本公司按基本保险金额给付重大疾病保险金,本合同效力终止。
  被保险人无论发生一种或多种重大疾病,本合同的重大疾病保险金给付均以一次为限。
  慧馨安少儿重大疾病保险保障责任介绍
  少儿特定重大疾病保险金
  被保险人因意外伤害或在等待期后因非意外原因,由医院的专科医生确诊初次发生本合同所指的少儿特定重大疾病,本公司除给付重大疾病保险金,还将按基本保险金额额外给付少儿特定重大疾病保险金,本合同效力终止。
  被保险人无论发生一种或多种少儿特定重大疾病,本合同的少儿特定重大疾病保险金给付均以一次为限。
  身故保险金
  被保险人因意外伤害或在等待期后因非意外原因导致身故,本公司给付身故保险金,其金额为本合同已交纳的保险费,本合同效力终止。
  慧择提示:慧馨安少儿重大疾病保险保险责任有哪些?主要包括身故保险金、少儿特定重大疾病保险金、重大疾病保险金以及等待期内的保障责任,市民购买前要详细了解,确保保障责任和所需一致。

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